Mill Creek View Volume XXIII - Issue 16 August 2020 A 2
MCPD Crime Time
Friday, July 10 Malicious mischief: Officers took a report regarding a car window being smashed. The incident occurred near the 13400 block of Dumas Road. Car prowl: A Mill Creek officer respond- ed to a car prowl in the 13400 block of Dumas Road. The victim is 32. Saturday, July 11 Auto theft: Officers responded to a vehicle theft in the 15400 block of Country Club Drive in Country Club Village . A car was stolen overnight. Car prowl: A car prowl occurred near the 13400 block of Dumas Road in Rivendale Condos . Sunday, July 12 Car prowl: Officers responded to the report of a cold car prowl in the 16100 block of Bothell-Everett Hwy. in the Auguston Condos . A car was entered and sunglasses were stolen. There was no damage to the auto. Lost property: Officers responded to the report of a lost phone in the 15000 block of Village Green Drive in Fairway Village . Monday, July 13 Car prowl: Police responded to the 15500 block of Country Club Drive near the Mill Creek Country Club for a report of a car prowl which occurred a week prior. The car was left unlocked. No items of significant value were taken. Shoplifting: A Mill Creek officer re- sponded at 12:03 p.m. to the report of a shoplifting incident in the 2000 block of 132nd St. Identity theft: MCPD responded to the report of ID theft in the 13800 block of North Creek Drive in Natures Land- ing Condos . The victim is 57. Fraud: Police received a fraud complaint from the city finance dept., at 15728 Main St. A check was stolen which had been sent to a city vendor in April. Theft: Officers responded at 4:11 p.m. to a theft report in the 16200 block of Bothell-Everett Hwy. Domestic violence: Officers respond- ed to the 14700 block of Main St. for a verbal domestic. A Mill Creek wom- an, 25, was arrested and booked into the county jail for assault and DV. Tuesday, July 14 Fraud: Officers responded to the 1200 block of 146th St. in Vineyards for a fraud report. Someone defrauded a Mill Creek man out of $12,000. Felony warrant arrest: MCPD con- tacted a homeless camp at 12:28 p.m. near the 16700 block of Bothell- Everett Hwy. and arrested a man on a felony warrant out of Idaho. He was booked into the county jail on fugitive from justice charges while he awaits extradition. Theft: A theft report in the 16300 block of Bothell-Everett Hwy. A man, 20, said his bicycle was stolen. Traffic stop: Officers attempted to stop a car for speeding at 8:24 p.m. in the 14900 block of Bothell-Everett Hwy. The car continued traveling south- bound, then on to Mill Creek Blvd. before finally coming to a stop. A Mill Creek woman, 30, was cited and re- leased for failure to obey an officer. Wednesday, July 15 Warrant meet: Police responded to a warrant meet at 12:53 a.m. with Lynnwood police. The subject had a warrant out of Mill Creek and request- ed transfer of custody for booking. He was booked into Snohomish County Jail by Mill Creek Police. Friday, July 17 Traffic stop: An officer initiated a traf- fic stop at 10:40 p.m. in the 3500 block of Silver Crest Drive of a recklessly driven auto. A Bothell man, 18, was arrested and released. Saturday, July 18 Domestic verbal: Officers responded at 9:20 a.m. to the 1100 block Mill Creek Blvd. for a DV verbal report. They determined a Mill Creek woman, 39 and her husband, 35, had a verbal argument and that no crime occurred. Theft: Police responded to a theft at 11:18 a.m. in the 13300 block of Bothell-Everett Hwy. Someone stole a purse from an Everett woman, 31. Suspicious circumstance: Officers re- sponded at 1:12 p.m. to the 2000 block of 132nd St. for a suspicious circum- stance. A group of three individuals from King County attempted to fraud- ulently purchase power tools. Robbery: Officers responded at 4:56 p.m. to a business in the 2000 block of 132nd St. for an assault weapons call. Initial information was that shoplift- ers were fighting in the parking lot and someone had been hit by a car. Officers determined someone commit- ted a robbery, vehicular assault, theft, hit and run (unattended vehicle) and reckless driving. The suspects have yet to be identified, however MCPD has obtained good photos of them and the investigation is ongoing. Physical domestic: Police responded to a physical domestic at 7:53 p.m. in the 13400 block of Dumas Road in the Monterra Apts. A Mill Creek woman, 33, was arrested and booked into the county jail for assault. Sunday, July 19 Fraud: Officers responded to a fraud complaint in the 13300 block of 45th Ave. in Mill Creek Meadows Apts. A Mill Creek man, 49, said someone fraudulently listed a home for rent and the victim had lost $5,000. Car prowl: An officer responded to a report of a car prowl in the 15600 block of Mill Creek Blvd. A Bothell man said his car had been entered and items were stolen. Monday, July 20 Malicious mischief: Officers respond- ed to a report of malicious mischief in the 16200 block of Bothell-Everett Hwy. A window of a local business was damaged. Car prowl: A Mill Creek man in the 15200 block of 12th Drive in Cyprus said his car was broken into and items taken. He found most of his property near his house in some bushes at the side of the road. Verbal domestic: Police responded to a verbal domestic at 10:27 a.m. in the 1000 block of 164th St. in The Laurel Apts. A husband and wife had a ver- bal argument. Tuesday, July 21 Malicious mischief: Officers respond- ed to a malicious mischief report in the 13300 block of Bothell-Everett Hwy. Someone painted a racial slur on a sign. Verbal domestic: Officers responded to a verbal domestic at 4:12 p.m. in the 16100 block of Bothell-Everett Hwy. in the Auguston Condos . A man and a woman had an argument. Theft: Officers responded to the 13600 block of 41st Ave. for a theft report. A Mill Creek man, 44, said someone stole four video cameras from his home. There is no suspect information. Wednesday, July 22 Malicious mischief: Officers respond- ed to a malicious mischief report in the 13400 block of Dumas Road in the Monterra Apts. A Mill Creek man, 58, had his car tire punctured.
Cold assault: Officers responded to a cold assault report in the 15700 block of Mill Creek Blvd. A Mill Creek resident reported an assault of a juvenile in March.
Traffic stop: Officers stopped a car at 11:45 p.m. for a moving viola- tion at the intersection of 151st St. and Bothell-Everett Hwy. An Ever- ett woman, 29 and a homeless man, 39, were arrested. The woman was booked into the Snohomish County Jail for DWLS. Charges for VUCSA methamphetamine and possession of drug paraphernalia were filed for the man. Thursday, July 23 Domestic disturbance: Officers re- sponded to a domestic disturbance in the 2100 block of 162nd Place in Wild- flower . An Arlington man, 59, was arrested for assault domestic violence. Friday, July 24 Outside assist: Officers assisted an outside agency at 12:51 a.m. with a collision investigation in the 1500 block of 228th St. Trespassing: Officers were responded at 2:55 a.m. to a nuisance report in the 16300 block of Bothell-Everett Hwy. A Bothell man, 56, was trespassed. Domestic dispute: Officers respond- ed to a domestic dispute at 3:53 p.m. which occurred near the 14400 block of 3rd Drive in River Crossing . Both parties were given resolution advice. Assault: A cold assault was reported near the Heatherwood Apts. An Everett woman, 20, was assaulted over a parking spot by an unknown black man and Hispanic woman. Sunday, July 26 Theft: Officers responded to a theft in the 2700 block of 152nd St. in Sword- fern . Mail was stolen overnight. Monday, July 27 Traffic stop: Officers contacted a sus- picious auto at 9:09 a.m. in the 12800 block of 19th Ave. A man, 33, was arrested for use of drug parapherna- lia. During a search incident to arrest suspected stolen property was located. He was charged with possession of stolen property. Assault: Police responded to an assault in the 13400 block of Dumas Road at 6:33 p.m. Two men reported an assault from a neighbor. Charges were for- warded for assault, malicious mischief, animal cruelty and reckless driving. Harassment: A harassment incident in the 1200 block of Mill Creek Blvd. A Mill Creek woman, 33, found a note on her car with a phone number. When the woman called the number a man sent text messages and a video. Tuesday, July 28 Found bicycle: PSO took a found prop- erty report for an abandoned bicycle at 15700 block of Mill Creek Blvd. Warrant arrest: Officers responded to a disturbance at 10:40 a.m. to the H eatherwood Apts. A Mill Creek woman, 32, was arrested on an out- standing warrant and booked into Snohomish County Jail. Theft: Officers responded to a report of theft in the Heatherwood Apts. The victim, 24, is a Mill Creek resident. Family matter: Officers responded to the 14600 block of Main St. A Bothell boy, 10, was reported acting oddly in the area. He had run away from his mother. Officers were able to reunite them. Wednesday, July 29 Traffic stop: Officers stopped a car at 1:23 a.m. for a registration violation in the 17300 block of Bothell-Everett Hwy. A Mill Creek woman, 28, was cited and released for DWLS and operate a car with a suspended autp registration. Car prowl: Documents were stolen in a car prowl. The incident occurred near the 13400 block of Dumas Road. Harassment: A harassment report where a group of youths lit fireworks in front of the home of a girl, 13, in The Parks . Officers contacted the youths and it is expected to stop. Domestic incident: Officers respond- ed to a domestic incident involving a Mill Creek girl, 17 and her parents in the 15500 block of 33rd Ave. in The Parks .
Mill Creek Garden Club winners
by Jo Dallas The coronavirus has impacted near- ly every sector of our economy, includ- ing the real estate market. While much of the home buying process is already online, like finding and touring homes, the pandemic has also brought about some changes to the loan approval pro- cess. If youre wondering if now is the right time to buy or refinance a home, here are some things to consider: Mortgage rates are at historic lows. Ive experienced many ups and downs in the housing market over my 30-year career as a lender and these are some of the lowest rates Ive seen. What makes this market unique is that the record low rates are coupled with record high demand and record low inventories. Online applications facilitate re- mote loan approval. While the lending process was already becoming more streamlined, COVID-19 has accel- erated the pace of change. You can now complete all the necessary steps for applying for a loan online. Weve implemented a new intuitive and user- friendly online application system at Peoples Bank that collects the infor- mation required for loan authorization and provides clear instructions on what needs to be submitted electronically, like pay stubs, tax returns, or other qualifying documentation. Learn more at peoplesbank-wa.com/buy-a-home. Guidelines have tightened some- what, but lending is available. In- vestors have adjusted some of their guidelines because of the increased risk brought about by the pandemic. For example, the minimum cred- it score requirement has increased and lenders must dive deeper into borrowers financial situations. Self- employed borrowers should be pre- pared to share more information about your business, if and how youve been affected by COVID-19 if you have other sources of capital. All borrow- ers should be prepared for the ap- proval process to take a little longer, but that wont affect your rate once its locked in. Fortunately, were starting to see some of the restrictions ease as lending risks are better understood. Low rates bring more buying power. Lower rates allow borrowers to buy a more expensive home or pull more cash out of an existing home for a remodel or other home improvement project. The length of the loan is also im- portant to consider. While 30-year mort- gages have a higher interest rate, they offer lower monthly payments, which provide more flexibility with cash flow. A 15- or 20-year mortgage offers a lower rate, but higher monthly pay- ment. None of the loans Peoples Bank offer has pre-payment penalties, so you can pay the loan off faster, which I always recommend. Its amazing how much an extra $25 per month can save you over the life of the loan. Its still a sellers market. The lack of available inventory for affordable housing is still an issue now, despite COVID-19. Because demand is so high, buyers need to be ready to commit. This means being pre-approved for a loan be- fore you start looking for a home. The best time for refinancing is unique for each buyer. I often get asked what the break-even point is for customers looking to refinance a loan. The truth is the answer is dif- ferent for everyone. Are you seeking debt consolidation? Do you want to lower your monthly payment? Do you need cash to make improvements to your home? How long do you an- ticipate owning the home? A lender can help you determine if its the right time to refinance your loan. All signs point towards rates re- maining low, potentially through next year. However, the market changes quickly. If youre considering a new home purchase or a refinance, I rec- ommend meeting with a loan officer to discuss your unique situation and get your questions answered. While COVID-19 has pushed many of our interactions online, our door is always open, just as it was before. Whether youd like to schedule an in-person meeting, a phone call, or a video call, were happy to meet with you in the manner that works best for you. Jo Dallas has been serving customers in the real estate indus- try for over 30 years. She is the Residential Production Manager for the Peoples Bank Real Estate Loan Division and manages the Peoples Bank Real Estate Loan Teams operations. Contact her at jo.dallas@peoplesbank-wa.com or call (360) 650-5369.
Six ways COVID-19 has affected home lending
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